Complete Professional Indemnity

Complete Professional Indemnity is designed for SMEs with a turnover of up to £7.5m, or £2.5m for professions operating on a fee income basis, and should be considered by any SME that offers advice, design, skills or knowledge in a professional capacity.

This product covers you against a legal liability to compensate third parties for injury, loss or damage due to a breach of duty in the conduct of your profession.

Key Features of Complete Professional Indemnity

  • Cover for Breach of Professional Duty, Infringement of Copyright, Breach of Confidentiality, Defamation and other types of Civil Liability with a limit of indemnity up to £5m.
  • Fraud and Dishonesty – liability of the insured’s business to any third party resulting from fraudulent or dishonest conduct.
  • Lost Documents – costs of replacing/restoring documents lost or damaged in transit up to £100,000.
  • Court Attendance Cover – if attending court as a witness when defending a claim up to £300 per day (£150 for employees).
  • Joint Ventures Cover – cover against the liability arising from the Insured’s professional services in relation to any joint venture.

Additional Benefits

  • Efficient and experienced underwriting and claims service
  • Claims handled by a dedicated team of financial experts to ensure you suffer minimum disruption to your business in the event of a professional negligence claim
  • Compliant with minimum regulatory requirements of professional bodies
  • Access to Risk Director, our free online risk management service.

Trade Sectors

We have 11 policy wordings tailored to the specific needs of target industry sectors, including a miscellaneous policy wording for all other emerging businesses and professions:

Insurance Brokers
Management Consultants
Recruitment Consultants
Technology & Telecommunications

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For full details on this product, please contact your insurance intermediary and ask for product name herefrom Allianz Insurance.

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