Small Fleet (4-14 vehicles)

Our Small Fleet proposition is designed to give businesses with 4-14 vehicles protection for their associated operations, all under one policy. It can help you meet your legal obligations, reduce costs, save time and minimise the risks that come with running a fleet.

Key features of Small Fleet


  • Third party liability:
    • unlimited indemnity for death or injury
    • indemnity for accidental damage to other persons property:
      • £20,000,000 in respect of private cars
      • £10,000,000 for all other vehicles.
  • New for old – cover for private cars or goods carrying vehicles up to 7.5 tonnes, less than one year old and damaged beyond 50% of their list price.
  • Accidental misfuelling – cover to drain the fuel tank and rectify any subsequent damage.
  • In-vehicle safety technology – up to £250 for equipment such as dash-cams.
  • Replacement locks – unlimited cover if vehicle keys have been lost or stolen.
  • Personal accident – cover for drivers, with £10,000 indemnity per incident
  • Child seat – replacement cover of up to £150
  • Personal belongings – up to £500 per incident
  • Medical expenses – up to £250 per person, with a maximum of £1,000 per incident
  • Legal protection – cover up to £100,000 for uninsured loss recovery and motor prosecution defence.
  • Pay-on-use breakdown – cover through Allianz Worldwide Partners.


  • 24/7, 365 days a year claims reporting – flexible and fast reporting options.
  • Access to a cloud platform – allowing video footage or imagery to be uploaded in support of a claim.
  • Excess suppression – when a third party is at fault and their insurer is identified, we’ll waive the damage excess.
  • Nationwide approved repairer network –with a lifetime guarantee on repairs.
  • FREE courtesy vehicle – with the option to upgrade to a like-for-like vehicle at preferential rates.
  • Vehicle repair tracking – you can track the progress of your repair online.
  • Mobile repair services  – available for minor repairs, minimising the time a vehicle is off the road.

Additional benefits

  • FREE access to our risk management website – with wealth of risk management guidance and details on our discounted preferred suppliers
  • TALK Legal – provides you  with free legal and tax advice via a range of telephone helplines
  • Discounts on motor fleet products and services from third party suppliers, including:
    • DriveTech –driver and fleet manager training and support (up to 50% discount)
    • Lightfoot – live driver coaching and fuel saving tool (15% discount)
    • VUE – CCTV in-vehicle camera solutions (up to 30% discount)
    • TRACKER Network UK (Ltd) – discounted products from the UK’s most successful stolen vehicle recovery system (£150 discount on the unit cost of vehicle tracking unit

Find a Broker

For full details on this product, please contact your insurance intermediary and ask for product name herefrom Allianz Insurance.

Find a broker